Ability Recovery Services on Your Credit Report? Fight Back and Win

If you’ve recently been contacted by Ability Recovery Services, you might be wondering what to do next. The good news is you have options to remove them from your credit report, regardless of your circumstances. 

That’s especially true if Ability Recovery Services has reported negative information that’s inaccurate or past the statute or limitations. If you want to remove this debt collector from your credit report, we can help. Contact us today for your free initial consultation. 

Continue reading to learn what to do if you’ve been contacted by Ability Recovery Services and how to get them off your credit as soon as possible. 

Is Ability Recovery Services a Scam?

Ability Recovery Services isn’t a scam. They’re a legit debt collection agency operating for more than 50 years. However, in that time, they’ve earned a reputation as an aggressive debt collector. 

In fact, there have been numerous allegations of harassment and FCRA violations, which can be seen through the reviews online: 

• Nearly 230 complaints were filed with the Better Business Bureau in the last three years
• 1.6/5 stars on Google with 286 written reviews
• 1.9/5 stars on WalletHub with 68 written reviews.

If you've been contacted by Ability Recovery Services and are still trying to figure out why, it's important to check your credit report and contact them for more information.

How Can I Contact Ability Recovery Services?

Many people who left negative reviews and complaints online referenced how Ability Recovery Services contacted them or appeared on their credit reports for inaccurate debt amounts. If you’re in a similar situation or aren’t sure why they're on your credit file, it makes sense to reach out to them as quickly as possible. 

With that in mind, here’s their contact information:

• Phone: (480) 558-7225
• Website: www.abilityrecoveryservices.com
• Address: 284 Main St, Dupont, PA 18641

It’s important to note that when speaking Ability Recovery Services or any other debt collector, you should be mindful of the information you disclose. 

If you’re uncomfortable dealing with this company alone or just tired of talking to debt collectors, we can help. Contact us today to discuss your case with a proven FCRA attorney. 

Who Does Ability Recovery Services Collect For?

Ability Recovery Services primarily collects debts for many types of companies in various industries. That includes healthcare, education, finance, telecom, and more. They don’t publish a list of their clients, so it’s not very easy to know who they are collecting for without checking your credit report or contacting them directly. 

Why Is Ability Recovery Services Calling Me?

Sometimes Ability Recovery Services will make phone calls and send mail for legitimate debt collection services. However, they may call based on false or inaccurate information in other cases. 

With that in mind, If Ability Recovery Services is calling you, it could be for a few reasons:

• Unpaid debts

If you owe money to a creditor or service provider, they may have sent your account to collections, and Ability Recovery Services is calling to collect the outstanding balance.

• Medical bills

Unpaid medical bills can also be sent to collections, and Ability Recovery Services may be the company responsible for collecting on their behalf.

• Credit reporting errors

An error on your credit report is another possible reason why Ability Recovery Services is contacting you. This could include debts you have already paid or debts that do not belong to you.

• Debt that’s past the statute of limitations

Every state has a time limit on how long a debt collector is allowed to pursue someone for payment of unpaid debts. If Ability Recovery Services contacts you about a debt that’s past the statute of limitations, they may be violating the law.

• Identity theft

Someone using your identity to open accounts and incurring debt in your name could result in calls from Ability Recovery Services as they try to collect on those debts.

Should I Ignore Calls From Ability Recovery Services? 

You shouldn't ignore calls from Ability Recovery Services - ignoring the problem won't make it disappear. Instead, check your credit report, communicate with them, and try to find a solution that works for both parties.

An attorney can speak with them on your behalf, determine the validity of the debt, and offer guidance on the best steps to get Ability Recovery Services removed from your credit quickly.

Alleged FCRA Violations Against Ability Recovery Services

There have been a few alleged violations against Ability Recovery Services. These violations include but are not limited to the following:

• Reporting inaccurate information to credit bureaus
• Failing to validate debts
• Using abusive or harassing language
• Contacting consumers at inconvenient times or places

If you believe that Ability Recovery Services has violated your rights under the FDCPA or the Fair Credit Reporting Act (FCRA), you should reach out to an attorney immediately. 

Our lawyers are here to ensure your rights are preserved, and you get invalid collection accounts removed from your credit reports as soon as possible. Contact us today for your free consultation. 

Will Ability Recovery Services Accept a Pay-For-Delete? 

It's not likely that Ability Recovery Services will agree to a pay-for-delete agreement, which goes against the rules set by credit bureaus and is generally frowned upon in the debt collection industry. However, it's possible that they might agree - if so, ensure that you get the agreement in writing before sending any payment.

Contact Us Today For Your Free Case Review 

Are you tired of the endless phone calls from Ability Recovery Services, we can help. Whether you’re ready to strike a deal or you want to dispute inaccurate information, our attorneys are here to ensure you remove Ability Recovery Services, LLC from your credit as quickly and easily as possible. 

Further, if they’ve treated you unfairly or violated your consumer rights, our lawyers are ready to hold them accountable, and potentially recover damages on your behalf. 

Contact us today for your free case review with an experienced FCRA lawyer.