MRS Associates on Your Credit Report? Fight Back and Win

Are you tired of the neverending phone calls and mail from MRS Associates? If so, you’re not alone. According to the Better Business Bureau (BBB), this debt collector has accumulated more than 280 negative reviews and complaints in the last three years alone.

With that in mind, just because MRS Associates claims you owe them a debt, doesn’t make it true. In many cases, they attempt to collect debts that are outdated, inaccurate, or otherwise invalid. In that case, it’s possible to have it removed and potentially seek damages if they refuse to correct their errors.

Contact us today to learn how to get MRS Associates off your credit report as soon as possible. Continue reading to learn everything you need to know about this debt collector and how you should handle their calls.

Who is MRS Associates?

MRS Associates (also known as MRS BPO, LLC) is a company based in Cherry Hill, New Jersey, that works in the third-party debt collection sector. They have been around since 1991 and currently employ over 500 people. MRS Associates collects a variety of debts from different industries in the U.S., such as healthcare, retail, financial services, and utilities.

Is MRS a Legit Company?

MRS Associates is not a scam. They are a legitimate debt collection agency licensed to operate throughout the nation. However, at the same time, they’ve amassed countless bad reviews, lawsuits, and allegations of FDCPA and FCRA violations. With that in mind, if you believe that MRS Associates has violated your consumer rights, you have rights. 

Whether you think they’re harassing you, reporting illegitimate debt, or refusing to correct credit reporting errors, our attorneys are here to help. Contact us today for your free case review with a proven FCRA lawyer. 

Why is MRS Associates Calling Me?

MRS Associates may be calling you to collect on a debt you owe one of their clients. That can include debts for:

• Old cell phone bills
• Utility bills
• Cable service
• Medical bills, 
• And many others. 

However, if you think MRS Associates has violated your rights under the Fair Credit Reporting Act (FCRA), like by reporting incorrect information on your credit report, it is essential to take action to protect yourself.

You have the right to question any inaccuracies in your credit file and find a qualified FCRA attorney to hold MRS Associates responsible for any violations.

Who Does MRS Associates Collect For?

MRS BPO, LLC collects debt for many types of companies across various industries. That includes telecom, banking, credit card companies, and many others. Some of their most notable clients include:

• Spectrum
• AT&T Mobility
• DirecTV

It’s essential to note that MRS Associates does not make their list of clients public. 

Therefore, it’s impossible to know exactly who they are collecting for or why they are calling you without checking your credit report and/or asking them to validate the debt they allege you owe.

How Should I Handle My Debt With MRS Associates?

If you owe money to MRS Associates, it is essential that you handle the situation responsibly. Trying to avoid their calls or ignore the debt can result in further financial issues. 

Instead, it’s recommended that you take one of the following paths:

• Attempt to set up a payment plan that is workable and affordable for you, and make sure to get any arrangement in writing before making payments. 

If you’re uncomfortable negotiating with debt collectors alone, that’s okay. Our debt settlement attorneys are here to help. 

• If you believe that MRS Associates has violated your rights under the FCRA, such as by reporting incorrect information on your credit report, then it is essential to take action right away. 

Start by requesting a copy of your credit report to check whether the debt is legitimate. If there are inaccuracies or if MRS Associates has reported debt that's beyond the statute of limitations, then you may have sufficient grounds for disputing the debt.

Contact a qualified FCRA attorney if you think MRS Associates is violating your consumer rights. An experienced lawyer can assess your case, determine if MRS Associates is breaking the law, and act accordingly to protect your rights.

Get a free case evaluation with an experienced FCRA attorney – contact us today.

How Do I Remove MRS Associates From My Credit Report?

If you’re tired of the negative impact that MRS Associates is having on your credit scores, there’s good news. Removing MRS Associates from your credit report can be accomplished.

However, you’ll need to know your rights and take the right steps. Generally, if you agree that you owe the debt, you have two options:

• Negotiate a favorable debt repayment plan with MRS Associates, OR
• Wait for the statute of limitations to expire (not always recommended)

Otherwise, if you don’t believe that you owe the debt or it’s invalid, you can reach out to our firm at Fair Credit. We provide case reviews without charge, and will handle any necessary disputes to ensure your credit report is accurate and up-to-date. Debt could be invalid due to identity theft, fraud, duplicate accounts, among many other reasons. It’s wise to contact Fair Credit today so we can identify errors and get them removed from your credit history.

Schedule A Free Case Review With an FCRA Attorney Today

MRS Associates, like many other debt collection companies, are notorious for their unfair and underhanded debt collection practices. Our FCRA attorneys can negotiate favorable debt settlement terms (if necessary), protect your consumer rights, and help you remove MRS Associates from your credit report promptly.

You don't have to tolerate any false, inaccurate, or outdated information on your credit report anymore. Get a free case review with an experienced FCRA attorney – contact us today!