Dynamic Recovery Solutions on Your Credit Report? Fight Back and Win

If you’ve received calls or mail from debt collectors, you likely know how stressful and frustrating they can be. Calls from Dynamic Recovery Solutions (DRS) are no different. Whether you don’t believe you owe the debt or are ready to pay but don’t know how to move forward, our attorneys are here to help.

Continue reading to learn everything you need to know about DRS, including the legitimacy of the company, contact information, why they’re calling you, and how to get them off your credit reports.  Get started now! 

Is Dynamic Recovery Solutions a Real Company Or a Scam?

Dynamic Recovery Solutions is a legitimate debt collection agency. They have been in business for more than a decade. With that in mind, they are not a scam. However, DRS has faced several complaints and lawsuits due to their sometimes unscrupulous debt collection tactics.  Further, they have an “F” rating with the Better Business Bureau (BBB).

DRS Contact Information

Let's say you got a call from a number you didn't recognize, inquiring about a defunct Verizon Wireless account you knew you settled long ago. In that scenario, you should verify the call's authenticity by reviewing your credit report and getting in touch with Dynamic Recovery Solutions as soon as possible. They can be reached by the following methods:

• Phone Number:  1-800-313-2768.
• Email: customerservice@gotodrs.com
• Website: www.gotodrs.com
• Address: 135 Interstate Blvd, Greenville, SC 29615, in case you need to send mail or confirm their location.

Why is Dynamic Recovery Solutions Calling Me?

You may be receiving phone calls from DRS because they are attempting to collect a debt on behalf of one of their clients. However, it’s also possible that they’re calling to collect on a debt you’ve already paid or debts you actually don’t owe.  Regardless of the reason for their call, it’s in your best interest to fully understand why they’re contacting you, what responsibility you have (if any), and how to remove them from your credit report as soon as possible. 

What Companies Does Dynamic Recovery Solutions Collect For?

DRS provides debt collection services to a variety of industries, including telecom, utilities, banking/finance, consumer loans, and much more. A few of their most notable clients include Verizon Wireless, Capital One, and Mac Tools.  Since they don’t make their list of clients available to the public, it can be challenging to know what company they are collecting a debt for until they tell you. However, in most cases, you can refer to your credit report to find the original creditor. 

What Can I Do If  My Debt Has Been Misreported?

If you believe that your debt has been misreported by Dynamic Recovery Solutions, you have options. There are ways to dispute the debt and have it removed from your credit history. According to the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccuracies or incomplete information on your credit report.  Generally, disputing a debt requires you to send a dispute letter to DRS and the three major credit reporting bureaus. The letter should explain the error in full. Further, you should submit as much evidence as possible to back up your claims.  A few of the most common FCRA violations committed by companies like DRS include but aren’t limited to the following: 

• Reporting incorrect account balances or payment history
• Failure to verify disputed debts
• Continuing to report debt even after it’s been paid in full
• Threats of legal actions that they don’t intend to take

If you’re uncomfortable with disputing the debt on your own, that’s okay. We’re here to help. Contact us to speak with an FCRA attorney who can guide you through the dispute process and ensure your rights are protected. 

How Do I Get Rid of Debt Without Paying? 

It’s not always possible to get rid of debt without paying. We recommend consulting a debt counselor or attorney to learn the best path for your situation. However, in the meanwhile, here are a few strategies that may help you get rid of debt without paying: 

• Debt Settlement Negotiation: This requires paying a part of your debt in exchange for having the rest of the debt forgiven. It’s essential to get any agreement with Dynamic Recovery Solutions in writing. Further, you should be sure that settling the debt won’t adversely affect your credit scores. 
• Bankruptcy: Suppose your medical debt and credit card debt have become overwhelming. In that case, bankruptcy might be a viable option. However, it’s important to note that filing for bankruptcy should be a last resort option due to the long-term consequences. 
• Work With a Debt Attorney: A debt attorney can help ensure your debt is legitimate. If it isn’t, they can make sure you don’t have to pay for it. If it is legit, your attorney can consult you on the best way to handle the debt. Further, your lawyer can potentially negotiate a much lower settlement amount than you could have on your own. 

Speak With An FCRA Attorney Today

It’s understandable if you’re tired of dealing with Dynamic Recovery Solutions or any other debt collector for that matter. The good news is, you don’t have to anymore. Let us take care of it for you.  Our experienced FCRA lawyers can help you understand your rights, dispute an illegitimate debt, negotiate a favorable settlement, and, ultimately, help clear your credit.

Whether you’re being asked to pay a debt you don’t owe or need help deciding how to handle your debt, our attorneys are here to help.  Take control of your financial future. Contact us today for your free case evaluation.