Revco Solutions on Your Credit Report? Fight Back and Win

Are you over the constant contact from Revco Solutions? Every year, many consumers experience the same frustrations – receiving calls for debts already paid, debts that don’t belong to them, debt amounts higher than they owe, and countless other reasons. 

With that said, if you’re looking to remove Revco Solutions from your credit report, we can help. Continue reading to learn more about Revco Solutions and how to end the calls. 

What Kind of Company is Revco Solutions?

Revco Solutions is a debt collection agency specializing in recovering overdue payments (i.e., third-party debt collection services) for businesses such as healthcare providers, telecommunications companies, banks, and more. While Revco Solutions promises to take a “consultative, polite, and empathic approach,” this is rarely the case. 

Unfortunately, their promise hasn’t stopped them from accumulating several customer complaints, both online and in court. With that said, you should be well aware of your legal rights against debt collectors to ensure they are not subjected to harassment or otherwise illegal debt collection practices. 

Is Revco Solutions, Inc a Legitimate Business? 

Revco Solutions is not a scam. Even though they are a licensed and regulated debt collection agency, they have received a lot of complaints. For example, the Better Business Bureau has received over 200 complaints against them in the last three years, and their rating stands at a dismal 1 out of 5 stars. Nonetheless, they remain a legitimate business operating throughout the U.S. 

Listed below are their contact details: 

• Phone Number: 1-855-202-0113
• Website: www.RevcoSolutions.com
• E-mail: mail@RevcoSolutions.com
• Fax: 1-855-291-7413
• Address: 7011 A.C. Skinner Parkway, Suite 170, Jacksonville, FL 32256

Why Won’t Revco Solutions Stop Calling Me?

If you’re being bombarded with phone calls from Revco Solutions, there could be a few reasons. It's likely that you have an unpaid or past-due debt which they have been contracted to collect on behalf of the creditor.  Alternatively, it’s possible that Revco Solutions may have mistakenly contacted you - either due to wrong information given by a creditor or an incorrect number provided by them. 

If you've asked them in writing to stop contacting you and they continue to do otherwise, this is a violation of the Fair Debt Collection Practices Act (FDCPA) and would give you legal grounds to take action.  In cases of uncertainty, requesting more information or reviewing your credit report for any discrepancies is recommended. 

Don’t forget that there are rights given to you by the FDCPA against any harassment or intimidation coming from debt collectors. Additionally, if they are calling you and showing up on your credit report due to credit reporting errors, you may be eligible to seek compensatory damages from them due to FCRA violations. Contact us today to discuss the details of your case. 

What Types of Businesses Does Revco Solutions Collect Debt For? 

Revco Solutions provides debt collection services to a variety of industries, including healthcare, financial services, telecommunications, and utilities. Their customers include some larger companies, such as CVS and USAA.  

Generally, they collect debts for hospitals, healthcare providers, banks, credit card companies, phone and cable service providers, and utility companies, depending on their clients' needs. Bear in mind that this list is not exhaustive; Revco Solutions may also provide debt collection services for other businesses as well.

How Long Can Debt Collectors Chase You?

Generally, debt collectors can pursue you for payment up to seven years after the last payment was made. This is referred to as the statute of limitations. Once this period has elapsed, the debt is then considered "time-barred," and they can no longer take legal action against you. 

However, it's important to note that the debt can still appear on your credit report for up to seven years. Additionally, collectors may still attempt to make contact with you regarding repayment. 

It's essential that you know your consumer rights so you can protect yourself and address any disputes or problems related to payments on the debt.  If the debt is being falsely reported due to credit reporting errors or mistakes, consult a skilled FCRA attorney who can advise you throughout this process.

I Don’t Owe The Debt - What Should I Do?

If you don't believe you owe a debt to Revco Solutions, one of the worst things you can do is completely ignore it. It's essential to take action right away to protect your rights and credit rating. You should start by requesting debt validation from the collector, which is an official process that requires them to provide evidence of the debt's legitimacy. 

If they can't supply proof that the debt is genuine, they must stop their collection efforts immediately. Additionally, if they are engaging in harassing or threatening behavior towards you, you might have grounds to submit a complaint or launch a lawsuit. 

I Do Owe The Debt - How Should I Handle It? 

Suppose Revco Solutions, Inc. or any other debt collector has contacted you about a legitimate past-due medical debt from two years ago. In that case, it’s recommended that you consult with a debt attorney as soon as possible. Your lawyer can: 

• Advise you on the best way to pay them off
• Give you guidance on monitoring your credit report 
• Ensure the debts are appropriately marked as paid
• Pursue damages (i.e., take them to court) under the FCRA if debts are not marked as paid within the legally required timeframe

Continue reading to learn how the attorneys at Fair Credit can help you reclaim your finances and clear your credit. 

Contact Us Today For Your Free Case Evaluation 

At Fair Credit, we specialize in helping those facing illegal debt collection practices from debt collectors fight back and reclaim their financial freedom. Our experienced FCRA attorneys can help dispute any inaccurate information on your credit report, stop unwanted collection calls, and even seek damages for violations of the law.  

Don't let yourself be intimidated into paying what isn't yours - contact us today for a free case review and get started on taking back control of your finances.