Blackwell Recovery on Your Credit Report? Fight Back and Win

Finding out your debt has been sold to Blackwell Recovery can be stressful and confusing - thankfully, you don't have to face the situation alone. This article will outline what Blackwell Recovery does, as well as how you can effectively negotiate with them and get a collections account from the company removed from your credit report.

Your financial outlook doesn't have to be permanently affected by a collections account - with a little patience and effort, you can get back on track in no time.

What Does Blackwell Recovery Do?

Collection agencies like Blackwell Recovery (also known as Concord Servicing Corporation) are companies that help creditors recover money owed by individuals or businesses - locating and contacting borrowers to attempt to recover outstanding payments. They may offer repayment options for those with financial difficulties, in the hope of avoiding having to take legal action. 

People who fail to pay debts for an extended period of time could face wage garnishments, liens against property, or even lawsuits from creditors. While this is usually a last resort, Blackwell Recovery has been known to sue consumers over larger debts.

Is Blackwell Recovery a Legit Company?

Blackwell Recovery is a legitimate alternate business name of Concord Servicing Corporation. Don’t ignore them thinking they’re a scam - it’ll only make matters worse and increase your likelihood of being hit with a lawsuit. The company’s contact information can be found below:

• Phone Number: (480) 998-7585
• Address: 4150 N Drinkwater Blvd Ste 200 Scottsdale, AZ 85251-3643
• Website: https://concordservicing.com/
• BBB Rating: 1/5 

Before entering into a payment arrangement with Blackwell Recovery, be sure to investigate and verify that the debt is legitimate. Contact Fair Credit today for a free case review. We will determine if your report has mistakes and dispute them on your behalf until they are removed.

What Can I Do If I’m Being Harassed by Blackwell Recovery?

Although debt can be stressful, it's important to remain aware that as a consumer, you have a wide range of rights protected by federal law. The FDCPA of 1978 provides consumers with the right to know who the caller is, how much debt is owed, what is needed for payment and dispute any inaccurate information that the caller states. 

It's essential to remain calm, polite and take notes during interactions with debt collectors so that you know your rights and hold the collector accountable in case of violations. Here are some illegal tactics the collector may use to keep an eye out for:

• Contacting a consumer via telephone outside the hours of 8:00 AM and 9:00 PM local time.
• Using obscene or profane language when communicating with a consumer.
• Threatening to take any action that is not allowed by the FDCPA such as filing a lawsuit in which the creditor does not have legal standing to do so, or threatening to garnish wages without a court order.
• Implying that non-payment of the debt could result in arrest or imprisonment of the consumer.
• Misrepresenting the character, amount, or legal status of any debt owed by the consumer.
• Contacting consumers at their place of employment after being advised that this is prohibited by their employer or other applicable law.
• Communicating with third parties about a consumer's debt without prior consent from the consumer or without following proper legal protocol for such communication as set out by applicable laws and regulations.
• Using deceptive means to collect payment on a debt, such as sending documents that look like official court documents but are actually created by creditors attempting to collect payment on their own behalf

To protect your rights from a collector, legal action may be necessary. If you decide to sue, it’s important to document any offenses the collector has committed against you to provide as evidence in court if possible. 

Additionally, consulting with an attorney who is knowledgeable in consumer law is also a critical step because they are able to review the case and advise accordingly. 

How Can I Get Blackwell Recovery Removed from My Credit Report? 

Getting a collections account off your credit report can often seem like an impossible task, but it doesn't have to be. There are a few steps you can take to make sure you get the Blackwell Recovery account removed from your credit report as quickly as possible. Here is a list of things you should try:

• Contact the creditor directly and ask them to remove the Blackwell Recovery account. Explain your situation and why you believe it should be removed.
• Dispute the charge with the three major credit bureaus (TransUnion, Experian, and Equifax). This involves sending them proof that the charge was incorrect or that the debt has already been paid off.
• Consider hiring a lawyer to help with the dispute if necessary so that all legal requirements are met in order for the charge to be removed from your credit report.
• If none of these options work, contact a credit repair agency who specializes in clearing up old debts on your credit report for assistance.

It is important to remember that getting these accounts removed takes time and patience, so don't give up. You may have to pursue different avenues before something works, but it is possible to get a collections account off your credit report eventually with enough effort. 

An attorney can also help speed up the process by pursuing every possible avenue for getting the negative item removed.

Contact Us For Your Free Case Review

Being taken advantage of by debt collectors is a stressful experience no one should have to go through, but you don't have to struggle alone. Fair Credit offers professional advocates for our clients and we are dedicated to ensuring your rights are protected. Our attorneys specialize in consumer law and have years of experience fighting for the rights of people like you. 

We provide free case reviews so you can find out how we can best support you in your financial situation. Contact us today, and start on your path towards financial freedom!