Credit Control Corporation on Your Credit Report? Fight Back and Win

If you're dealing with seriously delinquent debts due to financial hardships, being contacted by collections agencies can seem like the straw that breaks the camel's back. From calls to letters and texts, the tactics used by collection companies to get you to pay can be relentless - but it is possible to beat the collector at their own game.

This article will cover Credit Control Corporation, their tactics and how to get them removed from your credit report. Here, you'll find strategies that empower you to regain control of your financial life--so that debt and collections are no longer a source of concern.

What Does Credit Control Corporation Do?

Debt collectors like Credit Control Corporation - based in Virginia and founded in 1983 - are responsible for following up on outstanding debt owed to creditors. CCC buys the debt of individuals or companies at a discounted price, meaning they purchase it for a fraction of what is actually owed. They then attempt to contact and collect the full amount from the debtor.

In some cases, the company charges the creditor either a fee or a percentage of any money recovered depending on what services they offer. As a last resort, the company may sue the consumer if they're unable to collect payment after an extended period of attempts.

Is Credit Control Corporation a Legit Company?

Yes, Credit Control Corporation is a legitimate debt collector. Some additional information about this company can be found below:

• Phone Number: (757) 223-5653
• Address: PO Box 120568 Newport News, VA 23612-0568
• Website: https://creditcontrol.net/
• BBB Rating: 1/5 

While Credit Control Corporation is legally allowed to collect on debts, the company has been subject to  scrutiny due to their questionable practices. As evidenced by a 1-star rating on their Better Business Bureau and numerous unfavorable reviews with the Consumer Financial Protection Bureau, consumers may be right in feeling wary of this company.

If you have received any form of contact from CCC, it’s best for them to do your research about your rights when negotiating with collectors or seek professional assistance before engaging further with the company.

What Can I Do If I’m Being Harassed by Credit Control Corporation?

Before engaging in with any debt collector, it's imperative that you familiarize yourself with the FDCPA of 1978 and what that entails your rights as a consumer.

The law protects consumers from unfair practices that could cause undue stress or harm, including repeated phone calls at unreasonable hours or harassing language meant to force payment.

The following behaviors are illegal under federal law.

• Misrepresenting the legal status of debt or falsely implying that the consumer has committed a crime
• Threatening to take action that is not permitted by the FDCPA or applicable state law
• Contacting consumers by postcard
• Harassing, oppressive, or abusive behavior such as using profane language or repeatedly using the telephone to annoy someone
• Failing to disclose the debt collector’s identity when contacting consumers for payment purposes
• Misleading consumers about the amount owed or falsely claiming that interest, fees, or charges will be added to their account balance if they do not pay within a certain period of time
• Contacting consumers at inconvenient times, such as before 8 AM and after 9 PM (local time) without permission from the consumer
• Refusing to validate debts when requested by a consumer in writing within 30 days of receiving a written “validation notice”

If Credit Control Corporation has violated any of these rights, you should sue. Before doing so, it is important to document any offenses that have been committed against you in order to determine the strength of your case.

Seeking counsel from an attorney with experience in consumer law will help you formulate the most effective legal strategy moving forward. Working with a professional gives you the reassurance that all necessary steps are being taken and that a favorable outcome can be achieved.

Who Does Credit Control Corporation Collect For?

Credit Control Corporation collects for companies across a very broad range of industries - this includes some of the country’s biggest financial institutions and banks, as well as colleges and universities, telecommunication companies, credit card companies and more.

It’s important to keep in mind that not all debts are created equal - for instance, federal law provides enhanced protections to those dealing with medical debt, including limits on what amounts can be reported to credit bureaus. An experienced consumer protection lawyer can help you understand your rights based on the type of debt owed.

How Can I Get Credit Control Corporation Removed from My Credit Report? 

Getting a collections account off your credit report can be a difficult task, but it is possible to do. The process requires patience and diligence. Below is a list of steps that you should take in order to get a Credit Control Corporation collection account removed from your credit report:

• Check your credit report regularly for inaccuracies and errors. Make sure that the negative listing on your credit report is actually yours, as sometimes debt collectors will mistake individuals or list accounts that are not truly yours.
• Dispute inaccurate information with all three major credit bureaus (Equifax, Experian and TransUnion). Send a written dispute letter and supporting documentation along with your dispute to each bureau’s address listed on their website.
• Monitor your progress by requesting another copy of your credit reports after disputing the inaccurate information and negotiating with the collections agency. 

The process of getting a collections account removed from your credit report can be lengthy and frustrating, but following these steps will help ensure that everything is handled properly in order to maximize its chances of success. 

If you’re struggling to complete these steps on your own, working with a qualified attorney can help demystify the process.

Contact Us For Your Free Case Review

Nobody should feel powerless when it comes to dealing with debt collectors, who might not always follow the letter of the law. At Fair Credit, we have your back. Our team of expert attorneys understands what you’re going through, and they have years of experience in consumer law to ensure effective solutions are provided.

We offer free case reviews so you can be confident that any advice you receive is tailored specifically to your situation. Don't delay - contact us today.