Mountain Run Solutions on Your Credit Report? Fight Back and Win

Dealing with debt collectors from Mountain Run Solutions can be a very stressful experience that leaves you feeling powerless - but being informed about the tactics that debt collectors use can help you prepare and defend yourself. 

This article will provide a clear overview of how these collections work, as well as guidance on how to best navigate your situation. From contesting inaccuracies in their documents to possibly removing their debt from your credit report altogether, this article will equip you with the information and support necessary to tackle Mountain Run Solutions head-on.

What Does Mountain Run Solutions Do?

Debt collectors like Mountain Run Solution - founded in Utah in 2010 - purchase debts for pennies on the dollar from creditors or charge a fee for collection services, and their primary function is to collect payment from individuals who are delinquent in meeting their financial obligations. 

Their main goal is to recover debts with as little hassle as possible. Unfortunately, many of the tactics they employ can be deemed negative or even aggressive. They may call people relentlessly and pressure them into payments that are unaffordable on the belief that something is better than nothing. Some unscrupulous collectors may also threaten legal action or damage to credit score if payment isn't made.

Is Mountain Run Solutions a Legitimate Company?

Yes, Mountain Run Solutions is a legitimate debt collector. If you’re being contacted by this company, don’t ignore it thinking it’s a scam. Their contact information can be found below:

Contact Information:

• Phone Number: (801) 921-7379
• Address: 313 E 1200 S. Ste 200 Orem, UT 84058
• Website: http://www.mountainrunsolutions.com/
• BBB Rating: 3/5

Despite receiving an F-rating from the Better Business Bureau, Mount Run Solutions has managed to earn a surprisingly high - 3 out of 5 stars - rating from consumer reviews on the site.

While this indicates that they may have more ethical practices than less scrupulous collectors, it's still important to be wary when dealing with any collection agency and take proper precautions before entering into a payment arrangement.

What Can I Do If I’m Being Harassed by Mountain Run Solutions?

Working with debt collectors can be an incredibly tough process, and Mountain Run Solutions is no exception. Fortunately, the Federal Debt Collection Practices Act (FDCPA) is designed to protect consumers from potentially illegal practices - so it's essential that you understand and become familiar with the act before speaking to debt collectors. 

Knowing your rights as a consumer provides key advantages when communicating with companies about existing debts. Making sure you are properly aware of the FDCPA regulations can give you an additional layer of protection within these challenging conversations. Here are some of the prohibited behaviors under this law:

• Falsely claiming to be an attorney or a representative of a government agency
• Contacting debtors multiple times in the same day with the intention of harassment
• Sending letters that appear to be from an attorney when they are not
• Failing to provide debtors with proper notification informing them of their rights under the FDCPA
• Using language such as profanity, threats, or intimidating statements when communicating with debtors
• Impersonating another individual or falsely stating legal action will be taken against a debtor
• Using deceptive or misleading practices to collect debts such as advertising a product for sale and then pressuring debtors into paying their debt instead
• Attempting to collect fees or charges that are not authorized by law or contract agreements

Taking quick action is important when it comes to holding Mountain Run Solutions accountable for any potential violations. To ensure that you have all your bases covered, the best practice is to keep a record of any sort of communication with the company - this can prove useful if the case proceeds to litigation.

It is also wise to seek assistance from a lawyer who specializes in this area if legal action becomes necessary. A qualified lawyer can guide you through the proper steps needed as well as advise which options are best suited to protect your rights.

How Can I Get Mountain Run Solutions Removed from My Credit Report? 

Many consumers are often surprised to find an account for Receivable Management Services on their credit report. This can lead to confusion and a feeling of helplessness since it is not always clear how to go about getting the account removed. Fortunately, the following steps can help get the collections account taken off your report and restore your credit score:

• The first step is to contact Receivable Management Services and request that they delete the delinquent account from your credit file. If this is successful, then the collection agency will be required to notify all three major credit reporting bureaus of its deletion from your file.
• You should also submit a dispute letter to each of the national credit bureaus such as Experian, TransUnion, or Equifax explaining why you believe the collections account should be removed from your credit report. Be sure to include any relevant documentation such as proof of payment or evidence that you already took care of the debt in question.
• Finally, it may be necessary to consult with a consumer law attorney who specializes in credit law if all other efforts fail and you are still not able to get the Receivable Management Services collection removed from your report.

Taking these steps towards getting a Receivable Management Services collections account off your credit report could end up having huge benefits for your overall financial health by restoring access to more favorable interest rates, increased loan opportunities, and better lines of credit in the future.

Contact Us For Your Free Case Review

Dealing with a collections agency can be a frustrating and stressful process. At Fair Credit, we understand and we want to help. Our team of experienced legal experts are ready to step in on your behalf and make sure you are being treated fairly - without causing any further harm. Don't wait - contact us today for your free case review.